Real-Time Cryptographic Solvency • Merkle Tree Audited

100%+ Cryptographic Proof of Reserves(PoR)

MadraCoin guarantees that every user asset deposited on our platform is held at a minimum 1:1+ reserve ratioin segregated multi-signature custody, reinforced by our $50,000,000 USDT SAFU Protection Fund.

Total On-Chain Reserves
$168,492,310
✓ 112.8% Aggregate Reserve Ratio
SAFU User Insurance Fund
$50,000,000
Ring-Fenced Cold Storage Vault
Custody Cold Storage Ratio
92.4% Cold
4-of-7 Multi-Sig Air-Gapped HSM
Latest Merkle Root Snapshot
0x8f4e2b91c7d03a65...
Zero-Knowledge Inclusion Verified

Verified Asset Reserve Ratios

Live comparison between aggregate user platform liabilities and verified on-chain treasury holdings.

● All 6 Core Assets Over-Collateralized (>100%)
₮
USDT
Tether USD
114.16%
Reserve Ratio
User Net Liabilities42,850,410.00 USDT
On-Chain Cold + Hot Reserves48,920,115.80 USDT
Supported NetworksTRC-20 / BEP-20 / ERC-20
Primary Cold Custody Vault
0x94B8e3A17C40F2918B5D3019E4C7A2F8B102E94A
M
MDC
MadraCoin Native Token
129.45%
Reserve Ratio
User Net Liabilities185,400,000 MDC
On-Chain Cold + Hot Reserves240,000,000 MDC
Supported NetworksBEP-20 (BNB Smart Chain)
Primary Cold Custody Vault
0x7A9f4D8C3E51B2094E8F61D02C849A12B90E3F8C
₿
BTC
Bitcoin
108.56%
Reserve Ratio
User Net Liabilities612.48 BTC
On-Chain Cold + Hot Reserves664.92 BTC
Supported NetworksBitcoin Native SegWit / BEP-20
Primary Cold Custody Vault
bc1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh
Ξ
ETH
Ethereum
109.21%
Reserve Ratio
User Net Liabilities8,420.15 ETH
On-Chain Cold + Hot Reserves9,195.80 ETH
Supported NetworksEthereum Mainnet / Arbitrum
Primary Cold Custody Vault
0x3F5CE5FBFe3E9af3971dD833D26bA9b5C936f0bE
❖
BNB
BNB Chain
111.76%
Reserve Ratio
User Net Liabilities24,910.00 BNB
On-Chain Cold + Hot Reserves27,840.50 BNB
Supported NetworksBNB Smart Chain (BEP-20)
Primary Cold Custody Vault
0x28C6c06298d514Db089934071355E5743bf21d60
◎
SOL
Solana
111.34%
Reserve Ratio
User Net Liabilities94,200.00 SOL
On-Chain Cold + Hot Reserves104,880.00 SOL
Supported NetworksSolana Mainnet-Beta (SPL)
Primary Cold Custody Vault
5tzFkiKscXHK5ZXCGbXZxdw7gTjjD1mBwuoFbhUvuAi9
Zero-Knowledge Merkle Tree Verifier

Verify Your Account Balance Inclusion

Enter your MadraCoin Account Reference ID or Email Prefix below to generate your cryptographic Merkle Leaf Hash and verify that your account balance is 100% included inside the latest published audit root without exposing personal data.

How Merkle Tree PoR Works

1. Anonymized Balance Hashing:Every user's UID and asset balance are hashed using `SHA-256`with a unique cryptographic salt to form a private Leaf Node.
2. Binary Tree Aggregation:Leaf nodes are paired and recursively hashed upward until a single tamper-proof Merkle Rootrepresenting 100% of user liabilities is produced.
3. On-Chain Reserve Matching:Publicly verifiable cold-storage wallet balances must strictly exceed the total liabilities committed in the Merkle Root (`Reserves ≥ Liabilities`).